NIVOPAY FOR PERSONAL
An international account that travels with you.
Get your own IBAN, keep money in several currencies, and see the exact rate before every transfer.
MIRA OKAFOR · TOTAL IN CAD
$4,210.30
EUR1,860.00
GBP320.45
USD740.10
INCOMING · TODAY 09:42
+1,200.00 EUR
From Studio Arda · SEPA
MADE FOR
People whose money crosses borders.
Freelancers and remote workers
Share an IBAN with clients abroad and get paid like a local.
Newcomers to Canada
Move savings and send money home with the rate shown upfront.
Students abroad
Receive money from family and pay tuition in the local currency.
Frequent travellers
Hold the currencies you need before you land.
FX CONVERTER
Check a rate before you send.
Every transfer shows the rate and the exact amount received before you confirm.
You send
{{ fx.rate }}
They receive
Indicative rate. Final rate shown before you confirm.
{{ fx.out }}
Everything in one app.
YOUR IBANIssued in your name
BALANCESHold and convert multiple currencies
SECURITYTwo-factor sign-in and instant notifications
REGULATIONLicensed in Canada and registered with the Bank of Canada
app screenshot